To qualify for an auto loan, you must:
- Have a verifiable name, date of birth and social security number;
- Be at least 18 years of age;
- Have a credit score that meets the minimum credit underwriting requirements;
- Have a U.S. street address and resides in a state that the program is offered excluding California, Florida, Iowa, Maryland, Missouri, Nevada, New Jersey, New York and West Virginia;
- Passes the identity verification and OFAC screening;
- Have a valid e-mail address;
- Have a job or another verifiable source of regular income and does not intend to terminate this source of regular income within the 3 months following the application date;
- Meet our minimum credit requirements.