Support Home Eligibility Am I eligible to refinance my auto loan with Central Pacific Bank? To qualify for an auto loan, you must: Have a verifiable name, date of birth and … Is my car eligible? To refinance your auto loan with Central Pacific Bank, your car must be <=7 ye… Is my existing auto loan eligible? To refinance your auto loan with Central Pacific Bank, you must have at least 24 … Which U.S. states does the Central Pacific Bank support? Currently, Central Pacific Bank refinances auto loans nationwide excluding CA, FL… Can the Central Pacific Bank make exceptions for unique situations? Unfortunately, we cannot make individual exceptions to our eligibility requiremen… Can I use a cosigner? We do not allow you to apply for a loan with a cosigner. We can only take your in… What are the minimum credit requirements to refinance with Central Pacific Bank? Applicants must have a minimum credit score of 680, as reported by a consumer rep… What subsequent events may disqualify my application? Prior to payoff of your current lienholder, if your credit history indicates any …