Support Home Eligibility Can I use a cosigner? Can I use a cosigner? We do not allow you to apply for a loan with a cosigner. We can only take your individual information into consideration. Was this article helpful? 0 0 Related Questions: Am I eligible to refinance my auto loan with Central Pacific Bank? To qualify for an auto loan, you must: Have a...… Can the Central Pacific Bank make exceptions for unique situations? Unfortunately, we cannot make individual exceptions to our eligibility requiremen… Is my car eligible? To refinance your auto loan with Central Pacific Bank, your...…